Discuss the reasons why banks are regulated. Describe the history of bank failures in the United States; the steps policy makers have taken to reduce the incidences of failure; and the lessons learned from previous bank failures. Provide details on how this plan is evaluated from success to failure. In other words, provide scenarios or key drivers to help determine the plan’s success. Explain why bank regulators are so concerned about capital adequacy for the banking systems. Describe the responsibilities of the various bank regulatory agencies.
It must be 10-15 pages in length, not including the cover and references pages.