- Access the prevailing rates set by the Federal Reserve Board.
- Prepare a chart and analyze your selected commercial bank's historical profitability with the Federal Reserve interest rates over the past five years
- Discuss how these rates affected your bank's profitability
- Read the Annual Report of your selected commercial bank. Answer and discuss the following:
- What is the announced mission, and future direction, as stated by the bank's Chief Executive Officer?
- Is your commercial bank in a good financial position to achieve those objectives?
- Review and summarize the latest Dodd-Frank Act Stress Test results.
- Review and summarize the latest BASEL III disclosures.
- Prepare a forecast of your selected bank's projected profitability (You forecast this!).
- Assume that the Federal Reserve Board holds the interest rates "as is" or constant
- Discuss the impact this constant interest rate would have on three years of your bank's profitability
THE SELECTED BANK IS USAA.