Capital Adequacy

As an expert team in banking, you and your team members are required to read Westpac 2020 Annual Report
and write a detailed report analyzing several aspects of the bank.
For the risk topics including "Capital Adequacy"
your report is expected to address the following questions:
a. According to your evaluation, what is the approximate risk level according to Westpac’s 2020 annual report?
What are the main strategies that Westpac has used to control/manage each of the relevant risk area?
b. Compared to the previous year, do you think Westpac has had a good management in each of the risk area?