Bankruptcy

What protection, if any, can a co-signer insist upon in a loan document to protect his or her stake in the repayment process? Are there other protections

available to the co-signer that are not contained in the loan document?
DQ2
What parameters would you place on the use of the automatic stay provision of the Bankruptcy Code, 11 USC 362, to make it fair to both debtors and creditors?

DQ3
If you could redraft the federal exemptions in the Bankruptcy Code level, what exemptions for real and personal property would you include on a nationwide

basis, taking into account the principles behind the 2005 amendments to the present Bankruptcy Code? What monetary limits would you use?