An analysis of consumer attitude towards Artificial intelligence-enabled Fintech applications

Write about “An analysis of consumer attitude towards Artificial intelligence-enabled Fintech applications” (Exploring Customer Attitudes towards Artificial Intelligence mobile banking chatbots). And the structure of the report will be:

Structure:

Factors:

Performance expectancy (PE)

H1: Performance expectancy positively influences the behavior intention to adopt AI-Mobile Banking Chatbots.

Effort expectancy (EE)

H2: Effort expectancy positively influences the behavior intention to adopt AI-mobile banking chatbots in Oman

Social influence (SI)

H3: Social influence positively influences the behavioral intention to adopt AI-mobile banking chatbots in Oman

Facilitating conditions (FC)

H4: Facilitating conditions positively influence the behavioral intention to adopt AI-mobile banking chatbots in Oman

Hedonic motivation (HM)

H5: Hedonic motivation positively influences the behavioral intention to adopt AI-mobile banking chatbots in Oman.

Price value (PV)

H6: Price value positively influences the behavioral intention to adopt AI-mobile banking chatbots in Oman.

Habit (HT)

H7: Habit positively influences the behavioral intention to adopt AI-mobile banking chatbots in Oman.

Trust

H8: Trust positively influences the behavioral intention to adopt AI-mobile banking chatbots in Oman.

Perceived risk

H9 Perceived risk negatively influences the behavioral intention to adopt AI-mobile banking chatbots in Oman.

Technology Anxiety

H10: Technology anxiety negatively influences the behavioral intention to adopt AI-mobile banking chatbots in Oman.

Resistance to change

H11: Resistance to change negatively influences the behavioral intention to adopt AI-mobile banking chatbots in Oman.

Perceived reliability

H12: Perceived reliability negatively influences the behavioral intention to adopt AI-mobile banking chatbots in Oman.

Brand image (BI)

H13: Brand image positively influences the behavioral intention to adopt AI-mobile banking chatbots in Oman.

H14: Self-efficiency positively influences the behavioral intention to adopt AI-mobile banking chatbots in Oman.

Perceived substitution crisis

H15: Perceived substitution crisis negatively influences the behavioral intention to adopt AI-mobile banking chatbots in Oman.

Government Support

H16: Government support positively influences the behavioral intention to adopt AI-mobile banking chatbots in Oman.

Reference