"Americas Mortgage Meltdown"

1)Write about "Americas Mortgage Meltdown" and share your thoughts about this recent crisis.

2)What checks and balances are required at the a. consumer level, b. mortgage provider level and c. government level?3)Conduct your own research on the Internet to find TWO 'checks and balances' that have been put in place since this crisis. Do provide the URL in your submission.